Adviser technology in the UK is in an awkward middle phase. The first wave of "AI for IFAs" demos confidently produces hallucinated fund references; the established platforms haven't moved on integration architecture in a decade. This pillar gathers Wealth Analytica's analysis of what actually works — what AI does well in a paraplanner-led workflow, where the regulated-advice line sits, and what the modern UK adviser tech stack looks like once the fragmentation tax is paid off. Anchored on Michael Fasosin (Chairman) with Anthony Marris (CEO) on cross-cutting strategy pieces.
Start with the pillar article on AI in advice — it sets the framing the rest of the cluster references. Then the specific articles on suitability drafting and the single-system pipeline. If you'd rather start with the financial case for consolidating tools, jump to the tech-stack consolidation pillar.
AI in advice — the pillar article
Where AI helps a UK IFA firm and where it hurts. Meeting notes, fact-find extraction, suitability draft, fund research, client comms. FCA expectations, Consumer Duty implications.
Read →AI suitability report writing — what's safe, what's not
A specific, honest article on hallucination risk, the regulated-advice line, and the controls that make AI draft-assistance fit for purpose under Consumer Duty.
Read →Single-system fact-find to proposal
What the lead-to-proposal pipeline looks like end-to-end in one platform vs. four. Tied into the tech-stack consolidation cluster but lives here too.
Read →What this pillar will and won't cover
Will cover: AI in adviser workflows with the controls that make it FCA-defensible, integration architecture for Intelliflo and Morningstar (and where two-way live sync matters), the maths of running the modern UK adviser tech stack, and the FE-vs-WA discussion at a feature level.
Won't cover: speculation about what AI might do in 2030, hype about "robo-advice" replacing IFAs (we don't think it will), or any AI capability we haven't shipped. The FE-wedge article in the platform section sets the precedent — factual, not aspirational.
Pillar curator: Michael Fasosin · Last reviewed 15 May 2026 · Reviewed quarterly.